Our Work

SONATA FINANCE has set itself a mission to "identify and motivate poor women in a cost-effective way and deliver them micro finance services in an honest, timely and efficient manner."


We provide loans to individual as well as group members in poor regions of India for a range of income-generating activities. Sonata also offers emergency loans. money transfers and gold loans to its members. Sonata serves thousands of poor people across villages and urban slums in India. By providing the poor this range of economic tools, we are looking forward to the eradication of poverty.

Our Products and Services


In the initial growth period, SONATA only offers one basic loan product, which is strictly restricted to income generating activities. During the first cycle and on average, clients apply for a loan of a maximum Rs. 8,000 (the minimum amount is Rs. 2,000). During each cycle thereafter, the client has the option of applying for up to 120% of the previous loan amount.
The basic loan is repaid in equal weekly installments at "center meetings" held in the local communities.Prepayment of loan installments allowed without penality.
The Centers are the heart of SONATA operations as this is where all transactions take place: loan application, initial approval (from group members), and collection of the deposit slips.


This product will start being offered to clients during the course of the next fiscal year. The emergency loan is designed to meet events that could put the continuity or effectiveness of the income generating activity at risk. To be able to access an emergency loan, the client must present a good rating in terms of credit discipline. Like the basic loan, the emergency loan must be approved by all the associates in the group. The emergency loan will be granted for a term of 25 weeks with weekly payments and the maximum loan amount is Rs. 2,000.


SONATA Finance provides Individual Loan lending for individuals. Rest of the procedure is same as in group lending procedure.


SEND or RECEIVE money worldwide instantly through SONATA Finance, we act as agent for Money Transfer`s Inward Remittance.